In this page, an overview on the MFA implementations adopted by each bank is given, reporting the enrollment procedure, the employed authenticators and the respective binding procedures, the employed MFA protocols (both for Internet and Mobile Payments), the adoption of exemptions and the compliance with a given set of requirements and best practices.

EU Banks

Bank name	C	Enr.	Authenticators	Binding	IPs	MPs	Ex.	RLs	BPs
Deutsche Bank	DE		[I] opid ?[O] otp ? opid ?[O] otp opid ?[O] otp	,,-- E,, ,, ,, ,,()	IP-6 IP-11 IP-15 IP-21	MP-10 MP-19 MP-25 MP-27		4/9	3/8
VR Bank	DE		[I] opid ?[O] otp otp ? otp opid ?[O,K] otp opid ?[O,K] otp opid ?[O,I] otp opid ?[O,I] otp	, , E,, , , ,, ,, ,, ,,	IP-6 IP-15 IP-31 IP-32	MP-8 MP-20 MP-21 MP-22 MP-28 MP-29		6/9	3/8
Commerzbank	DE		[I] opid ?[O] otp otp ? otp opid ?[O] otp opid ?[O] otp	, , -- E,, ,, ,, ,,() ,,()	IP-6 IP-11 IP-15 IP-21	MP-8 MP-19 MP-22 MP-27		3/9	2/8
HSBC	UK		[O,K] otp [O,K] otp [O,I] otp [O,K] otp [O,I] otp	E,, ,, ,, ,, ,,	IP-2 IP-19 IP-20	MP-15 MP-16		7/9	6/8
Barclays	UK		[O,K] otp [O,K] otp [O,I] otp	E, , ,, , , , ,	IP-2 IP-19 IP-20			5/9	5/8
LLoyds Bank	UK		otp otp opid [O,K] otp opid [O,I] otp [I] opid [O] otp	E, , E,, ,, ,, ,, ,,	IP-17 IP-29 IP-30	MP-17 MP-26		5/9	5/8
BNP Paribas	FR		otp otp opid ?[O,K] otp opid [O] otp	E,, ,,() ,,()	IP-14 IP-27	MP-12 MP-20		5/9	3/8
Credit Agricole	FR		otp otp	E,,	IP-14			4/9	1/8
Societe Generale	FR		otp otp opid ?[O,K] otp opid ?[O,K] otp	E,, ,,() ,,()	IP-14 IP-27	MP-20		5/9	3/8
Unicredit	IT		[O] otp opid ?[O,K] otp opid ?[O,I] otp opid ?[O,K] otp opid ?[O,K] otp	E, , E, , ,, ,, ,, ,,	IP-1 IP-11 IP-24 IP-25	MP-20 MP-21		5/9	6/8
Banca Intesa	IT		[O] otp opid ?[O,K] otp opid ?[O,I] otp opid ?[O,K] otp opid ?[O,I] otp	E, , , , , , , , , ,	IP-1 IP-27 IP-28	MP-1 MP-20 MP-21		7/9	6/8
Banco BPM	IT		[O] otp [O,K] otp [O] otp opid ?[O,K] otp opid ?[O,K] otp	E, , , , ,, ,, ,,	IP-1 IP-2 IP-18 IP-27	MP-1 MP-20		7/9	6/8
Banco Santander	ES		otp otp	E,, E,,	IP-16	MP-14		5/9	1/8
BBVA	ES		otp ? otp	E,,	IP-15	MP-13		6/9	1/8
La Caixa	ES		opid ?[O] otp opid ?[O] otp	E,, , , , ,	IP-11 IP-26	MP-19		6/9	4/8
ING	NL		otp ? otp opid?[O,K] otp [I] opid ?[O] otp	E,, E,, ,,() , , -- ,,()	IP-11 IP-15 IP-27	MP-19 MP-27		2/9	3/8
Rabobank	NL		opid ?[O,K] otp opid ?[O,K] otp [I]	E,, -- , , --	IP-7 IP-10	MP-9 MP-24		7/9	3/8
ABN AMRO	NL		opid ?[O,K] otp opid ?[O,K] otp [I]	E,, -- , , --	IP-5 IP-10	MP-5 MP-5 MP-23 MP-23		6/9	2/8
Nordea	SW		opid [O,K] otp opid ?[O,K] otp opid ?[O,K] otp opid ?[O,K] otp opid ?[O,I] otp opid ?[O,K] otp opid ?[O,I] otp	E,, ,, ,, ,, ,, ,, ,,	IP-5 IP-8 IP-13 IP-27 IP-28	MP-3 MP-20 MP-21		4/9	4/8
Svenska Handelsbanken	SW		opid [O,K] otp opid ?[O,K] otp opid ?[O,K] otp opid ?[O,K] otp opid ?[O,I] otp opid ?[O,K] otp opid ?[O,I] otp	E,, ,, ,, ,, ,, ,, ,, ,,	IP-5 IP-8 IP-11 IP-13 IP-27 IP-28	MP-3 MP-10 MP-20 MP-21		4/9	4/8
SEB	SW		opid [O,K] otp opid ?[O,K] otp opid ?[O,K] otp opid ?[O,I] otp opid ?[O,K] otp opid ?[O,I] otp	E,, ,, ,, ,, ,, ,,	IP-5 IP-8 IP-27 IP-28	MP-3 MP-20 MP-21		4/9	3/8

Non-EU Banks

Bank name	C	Enr.	Authenticators	Binding	IPs	MPs	Ex.	RLs	BPs
ICBC	CN		[O,K] otp opid ?[O] otp otp ? otp	, , E, , , , , ,	IP-2 IP-3 IP-11 IP-15	MP-2 MP-6 MP-10		6/9	4/8
CCB	CN		opid ?[O,K] otp otp ? otp	, , E, , E, ,	IP-3 IP-11 IP-15	MP-6 MP-10 MP-13		6/9	4/8
ABC	CN		opid [O,K] otp opid ?[O] otp	E, , , , , , E, , --	IP-4 IP-9 IP-12	MP-4 MP-7 MP-11		6/9	5/8
Chase	USA		otp otp	E, ,	IP-14			2/9	2/8
Bank of America	USA		otp otp	E, ,	IP-14			2/9	1/8
Wells Fargo	USA		otp otp	E, ,	IP-14			2/9	2/8
UBS	CH		opid [O,K] otp opid [O,K] otp opid ?[O] otp [I] opid ?[O,K] otp opid ?[O,K] otp	E, , , , , , , , -- , , , ,	IP-3 IP-8 IP-8 IP-22	MP-3 MP-3 MP-20 MP-28		6/9	4/8
Credit Suisse	CH		[O] otp otp otp opid [O,K] otp opid [O,K] otp	E,, E, , , , , ,	IP-1 IP-14 IP-22	MP-18		4/9	2/8
Raiffeisen	CH		opid ?[O] otp otp otp opid ?[O,K] otp opid ?[O,K] otp	E, , , , E, , , , , ,	IP-6 IP-11 IP-14 IP-23	MP-12 MP-20		4/9	1/8

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